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The Variance Tax

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Every retailer manages complexity. Store formats differ, channels have different economics, regional preferences are real and so forth. There is also the internal complexity of products and that has to be managed accordingly. Some of that complexity is intentional and strategic. But a lot of it is the result of accumulated drift; exceptions that became the norm and inherited processes that date back to the dark ages. That drift is costing retailers a pretty penny. We call this cost The Variance Tax . The Variance Tax is the total combined cost (in labor, margin erosion, lost time, error rates and other related factors) of maintaining complexity that exists for historical or operational reasons rather than strategic ones. A few examples… Product creation calendars in apparel are typically a “cut and paste” from the previous season. Over time, calendars read like a job description more than a governance tool, riddled with exceptions that have become the norm. Nobody revisits the ...

Want More Success? Invite More Rejection

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Most people want more success, but very few are willing to accept what comes with it: rejection. The two are inseparable. A powerful example comes from Robert Glazer’s reflection on his year. He described 2025 in two completely different ways, both true. On one hand, it was filled with rejection. Hundreds of podcast rejections. Missed sales goals. Opportunities that didn’t materialize. Unsubscribes. Silence. Even criticism. On the other hand, it was one of his most successful years. Strong book sales. Bestseller recognition. Record speaking engagements. Growing audiences. Thousands of people impacted. Same year. Same effort. Two completely different narratives. The lesson is clear. Success and rejection travel together. You cannot increase one without increasing the other. This becomes even more apparent in a simple exercise described in his writing. A volunteer is given a coin labeled “yes” on one side and “no” on the other. They have thirty seconds to flip it as many times as...

Curiosity Makes Work More Rewarding

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For many people, work gradually becomes something to endure rather than something to enjoy. The early curiosity that once fueled learning and ambition slowly fades as responsibilities grow and routines take over. Yet some of the most successful entrepreneurs, creators, and innovators approach their work very differently. They treat it more like a game. That idea may sound simplistic, but research increasingly shows that fun, curiosity, and playfulness are powerful drivers of productivity, creativity, and long term success. A recent article on leadership and success highlights how curiosity, humor, and experimentation can transform both work and life. Leaders who encourage playfulness and open minded exploration often see stronger innovation and collaboration within teams. You can read the article here : ( Investors.com ) The concept is not about turning work into entertainment. It is about approaching challenges with curiosity rather than pressure. When people feel safe to experimen...

Is 401k 3(38) Delegation A Real Risk Transfer Or A Fiduciary Illusion?

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Name: Christopher Carosa Title: Hamburger History Expert Group: ChrisCarosa.com Dateline: Honeoye Falls, NY United States Direct Phone: 585-733-4553 Jump To Christopher Carosa Adblock test (Why?) source http://www.expertclick.com/NewsRelease/Is-401k-338-Delegation-A-Real-Risk-Transfer-Or-A-Fiduciary-Illusion,2026314288.aspx

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Your Brain Has Been Building Your Reality

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NEW YORK, NY — Most people assume they experience the world as it really is. A new article published on the Patreon platform Dr. Farrell Unplugged makes the case that they've never experienced it that way at all and that understanding could change how they relate to fear, stress, chronic pain, and the constant sense of doom that defines modern life for so many people. Also, it's part of our evolutionary past as well as our childhoods. The piece, titled " Reality Isn't What You Think: How Your Brain Builds Everything You Feel and Believe, " draws on current neuroscience research to show that the brain doesn't passively record experience. It constructs it —assembling feelings, beliefs, and perceptions from a blend of past learning, bodily signals, and a built-in bias toward threat that was useful on the savanna and exhausting in the age of smartphones. The article covers the landmark research linking uncertainty to physical pain, the evolutionary roots of ne...

President Renfroe appoints national business agent

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April 20, 2026 President Renfroe appoints national business agent NALC President Brian L. Renfroe has appointed Allan Rios as national business agent (NBA) for Region 1 (California, Hawaii, Nevada and Guam) to fill the vacancy left by Keisha Lewis, who resigned the position when she won election as Garden Grove, CA Branch 1100 president. His appointment is effective immediately. Rios, a member of Branch 1100, joined the Postal Service in 1996 as a NTE casual employee delivering mail in Pomona, CA. Rios began his advocacy for letter carriers when he became a shop steward in 2009, then served as area shop steward, local business agent and arbitration advocate, and in 2012 worked as a dispute resolution team representative. In 2015, President Fredric V. Rolando appointed him as a regional administrative assistant for Region 1 a position he held until his appointment as NBA. Rios is also a graduate of the NALC Leadership Academy Class 16. Adblock test (Why?) source http://www.exp...